Term Loans for Established Restaurants

Traditional financing with fixed payments and competitive rates. Perfect for restaurants with strong financials looking for predictable monthly payments.

Up to $250,000

Loan Amount

3-7 Years

Repayment Terms

Restaurant Term Loans

Why Choose Term Loans?

Term loans offer predictable payments and longer repayment periods, making them ideal for established restaurants with steady cash flow.

Fixed Monthly Payments

Predictable monthly payments that never change, making budgeting and cash flow management easier for your restaurant.

Competitive Rates

Lower interest rates compared to alternative financing, especially for restaurants with strong credit and financials.

Longer Terms

Repayment terms from 3-7 years allow for lower monthly payments and better cash flow management.

Build Credit

Regular payments help build your business credit profile for future financing needs and better terms.

Term Loan Details

Our term loans provide traditional financing with competitive rates and flexible terms designed specifically for restaurant businesses.

Loan Amounts

$25,000 - $250,000

Repayment Terms

3-7 years

Interest Rates

Starting at 6.99% APR

Funding Time

2-6 weeks

Loan Calculator Example

Loan Amount:
$100,000
Interest Rate:
7.99% APR
Term:
5 years

Monthly Payment:
$2,028
Total Interest:
$21,680

*This is an example calculation. Actual rates and terms may vary based on creditworthiness and business financials.

Qualification Requirements

Business Requirements
  • 2+ years in business
  • $250,000+ annual revenue
  • Profitable operations
  • Strong cash flow
  • Business bank account
Credit Requirements
  • Personal credit score 650+
  • Business credit established
  • No recent bankruptcies
  • Clean payment history
  • Debt-to-income ratio

Documentation Needed

Financial Statements
  • Profit & Loss (2 years)
  • Balance Sheet
  • Cash Flow Statement
  • Tax Returns (2 years)
Bank Statements
  • Business (12 months)
  • Personal (3 months)
  • Accounts Receivable
  • Accounts Payable
Legal Documents
  • Business License
  • Articles of Incorporation
  • Lease Agreement
  • Personal ID

Term Loans vs Revenue-Based Funding

Feature Term Loans Revenue-Based Funding
Funding Amount $25,000 - $500,000 $5,000 - $250,000
Funding Speed 2-6 weeks 24-48 hours
Credit Requirements 650+ credit score Flexible credit
Payment Structure Fixed monthly payments Percentage of daily sales
Documentation Extensive Minimal
Best For Established restaurants Quick working capital

Ready to Apply for a Term Loan?

Get competitive rates and fixed monthly payments for your established restaurant. Apply today for amounts up to $250,000.